KuberGrow Team Hinduja Leyland Finance has delivered an impressive performance in the third quarter, showing strong growth in key financial areas. The company’s interest yield on assets under management (AUM) improved by 13.5%, reflecting better loan pricing and a shift towards higher-yielding assets.
One of the key highlights of the quarter was the expansion of the company’s net interest margin (NIM), which grew by 16.1%. This growth keeps it in line with competitors like Shriram Finance, which reported a 17% rise. In comparison, Mahindra Finance saw the lowest NIM growth of just 3.5%, indicating pressure on its margins.
Hinduja Leyland Finance is also attractively valued in the market. Its price-to-book (P/B) ratio stands at 1.78, which is lower than competitors like Cholamandalam (4.75) and Shriram (2.05), but slightly above Mahindra Finance (1.77). Meanwhile, its price-to-earnings (P/E) ratio is around 19.0, further highlighting its solid financial standing.
A major positive for the company is its remarkable 25.2% increase in interest income. This outpaces competitors, with Shriram Finance reporting a 17.4% rise and Mahindra Finance growing by just 9.1%. This surge in interest income reflects Hinduja Leyland Finance’s increased lending activity and strong demand for its financial products.
Overall, the company is showing consistent improvement in its margins, better loan pricing, and strong business growth. With its strong financial performance and competitive valuation, Hinduja Leyland Finance continues to strengthen its position in the market.
